Investor Awareness Program

Date: 10th March 2020
Time: 10:30 am to 12:30 pm
Venue: G-05
Class: II Year BCom
No. of Participants: 81
Trainer: Mohammed Ismail Irshad [Skill Drives]
Program Objective: Empower students personally and professionally towards achieving life goals through understanding how to spend wisely, save regularly and invest safely.
Student Learning Outcome: At the end of the session, students learnt how to enrich themselves with the basic knowledge of the financial world and invest safely
"Arebus" Finance Club conducted the session on "Investor Awareness Program" and it was coordinated by Prof Meera Seshanna.

The trainer, Mr. Mohammed Ismail has spent 10+ years in Corporate Training. He is certified on Facilitation School and V&A and is a certified NLP Practitioner - ANLP. Mr. Ismail is a Concept and Corporate Video Creator and his creative abilities in creating a video won him an overseas recognition. He has conducted sessions on following modules- Email Etiquette ,Domain Trainer ,Customer Wow Experience, Presentation Dynamics and Need based Training. Mr. Ismail has also hosted training and development programs / seminar & conducted Trainer Assessments.

He started the session on a motivational tone - told the students not to think BCom course as inferior and compare to other professions such as medicine or engineering and "be proud of what they were doing" .He further explained the importance of commerce, economics and management studies in the country - he said experts in those fields take up major roles in every business entity from being CEOs to ministers in the cabinet who frame the budget for the nation!

Difference between the words "learn" and "unlear"' was discussed. Students were told that it's important to learn new things by upgrading one's knowledge. He cited an example of Nokia- its rise and fall. Money ought to be put into the right use. Managing oneself was to manage money. Mr Ismail advised the students to develop the right habits to manage their money by quoting "If you buy things that you don't need, you will soon have to sell the things that you need". He enlightened the students with the stages of forming habits by giving a new formula, Expenditure = Income – Savings, replacing what everybody knows as , Savings = Income – Expenditure as people prioritize their savings and then decide upon their expenditure. Later, he made a comparison of savings and investment. He quoted “Health is wealth and wealth is also health” to illuminate the importance of financial well being.

In the last segment of the session, he talked about the benefits of investment and how to invest safely with the help of small puzzle. He emphasized on the need for diversification in investments leading to a discussion on "Do not keep all your eggs in the same basket!" He recommended each one to consider safety, company history, liquidity and then returns in opposition to solely considering the returns while investing. He taught the students to analyze the securities before investing through the risk-reward matrix and also explained the 0.1% effort rule. SEBI and related topics were also discussed. It's Preamble, 3 I's- Investor, Issues and Intermediaries were elaborated. The session concluded with a discussion on counter inflation, understanding fraud and the way to deal with it.
The impeccable content delivery of the trainer enthused each student and instilled in them that money management is an important skill that affects all aspects of their lives!


Harshitha S
II Year BCom B Section